PNC CFO: Cash Flow Options helps small business owners like you solve a wide range of cash flow challenges, no matter what type of business you own. At its core is a not-so-common philosophy in the world of banking: we start with a one-on-one conversation to identify your key business goals before we talk specific solutions. We call it the Cash Flow Conversation, and it can help you and your business achieve more.
CFO can improve the flow of money into your business by helping you streamline collections and manage receivables better. From Remote Deposit to Merchant Services, we offer the solutions you need to put your incoming funds to work faster.
CFO can help you manage all your payments more easily by reducing the time and costs of making those payments. Plus, whether you're using Business Credit Cards or Online Payroll, you'll have more control over outgoing funds, and who gets paid when.
CFO offers a variety of financial tools and accounts that can help grow your cash reserves without sacrificing day-to-day liquidity, from Money Market Accounts to CDs to Business Sweep Checking with automatic COB transfers. So you can turn extra money into even more extra money, and still have it ready when you need it.
CFO lets you see your full financial picture with online tools such as Online Banking and PINACLE® Express, solutions designed to give you the most up-to-date view of your company's cash position, 24/7. So you can assess the financial impact of the business decisions you make before you even make them.
We can help you overcome cash shortfalls and seize new opportunities before they pass you by. From Secured and Unsecured Lines of Credit to Term and Installment Loans, CFO offers financing solutions tailored to your cash flow needs, whether for daily operations or expansion.
Click on an icon below to learn more about our cash flow options:
Get next-day funding on payment transactions while giving your customers more ways to pay with credit cards, debit cards and attractive gift card programs.
Quick Deposit, Night Deposit and Money Room Services make cash handling easier than ever.
Transmit checks for deposit from your business 24/7 without making a trip to the bank.
Gain better control over your cash position, simplify accounting and accelerate incoming payments daily.
Save time, a stamp and a tree by paying your bills and scheduling future or recurring payments online.
Process payroll in a fraction of the time while managing it from anywhere you have Internet access.
PNC Bank Business Credit Cards and the PNC Bank Visa® Business Check Card give you more control over how you make payments.
Send or receive foreign payments and manage cash flow beyond borders with a foreign currency account.
Earn competitive returns with the security of FDIC insurance up to the maximum permitted by law while keeping funds available when you need them.
Have surplus cash, above your designated target balance, automatically transferred into an interest-bearing money market deposit account at the end of each business day.
Choose a term based on your liquidity projections, and lock in a guaranteed rate of return on your funds.
Check on your cash and payment status from your computer anywhere, anytime, 24/7, so you know what's possible every day.
Additional online resources for Internet-based account information and advanced web-based cash management tools can help keep it all in focus.
Stay in touch with your cash position and manage your cash flow from almost anywhere with PNC Mobile Banking.
Our business line of credit options can be tailored to your specific cash flow needs, offering a flexible way to help ensure you have access to cash for cash shortfalls as well as growth.
PNC installment and term loans, commercial real estate financing, and vehicle loans offer financing resources to help you capitalize on business opportunities, with your short and long term cash flow needs in mind.
Leasing can be an effective alternative to purchasing equipment, helping to maximize cash flow while minimizing the risks and uncertainties of ownership.
Apply for a lower down payment and longer repayment terms with an SBA loan program, to help keep more of your cash flow for other expenses.